I had the horrid argument with myself in the changing rooms of the Croydon branch of Topman.

It was over this shirt.

http://www.yourlocalguardian.co.uk/_images/misc/Danblog/Shirtone.jpg

And whether I really needed it.

Of course I didn’t really need it. But I bought it all the same. And I have to say it was well worth it – because I cut quite a dash.

I’m edging towards having a compulsive shopping personality. Shopping for threads really gets my blood pumping.

I love a bit of it.

I think it’s something about that rush I get when I hand over the plastic and wait to see if it’s accepted.

I still never look at my bank balance when I get cash out. And if I’ve been a fool and pushed the wrong button I can’t help but cover the place where the lacklustre figures will appear with my hand.

This just results though in a constant fear of not knowing how much cash I have – and that leads to minor panic attacks at odd moments.

At one stage I even found myself hiding my unopened bank statements in my sleep.

What’s your best policy for balance avoidance?